Sallie Mae Loan credit Qualifications

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Sallie Mae offers both federal and secret loans to students to sponsor their educational expenses. They also offer both federal and secret consolidation loans to students. These loans are offered to both graduate and undergraduate students and parents of those students availing such loans. Apart from just providing loans they educate, notify and guide the students and their parents about the varied options available.

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How is Sallie Mae Loan credit Qualifications

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Credit Qualifications for a Sallie Mae Loan

General Federal Loan and Consolidation Loan:

They ordinarily do not escort any reputation checks for a federal loan. Federal loans are regularly need based loans hence they do not need reputation scores of students applying for the same. These loans being guaranteed by the Federal Government do not pose any risk to the lender. Sallie Mae does not combine defaulted loans. They offer discount in interest rates for consecutive payments and auto debit facilities. Sallie Mae does not charge any application or processing fee for federal loans They do no charge any selected fee irrespective of the reputation status of the borrower. There is no minimum whole for federal loan consolidation They offered fixed interest rates, supply lock in facility
Private Students Loan and Consolidation Loan:

They do not offer loans beyond 5,000 without a cosigner The learner should have a minimum of ,000 for a secret loan consolidation. If you have a reputation worthy co signer there is no maximum limit on the loan offered. Loans are offered at changeable interest rates. They escort reputation checks and prefer a certain reputation score. They charge higher interest rates and premiums for vulnerable reputation scores and practice high cautions in disbursing such loans Improvement in reputation score results in reduced interest rates. Interest rates are reset monthly.

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